Tired of the paycheck-to-paycheck cycle? Need to get a better handle on your financial situation? Have you tried to create a budget before and failed miserably?
Maybe you didn’t even begin to try budgeting because the word “budget” seems scary and overwhelming. Perhaps you started a budget, but got bogged down, frustrated, and just never finished? Or you can’t seem to keep up with it day in and day out. If any of these descriptions fit you, then the FREE Penny Steward Mama 5-Day Budget Challenge is just for you!!
Here’s WHY this budget challenge is just what you need to begin your journey of financial freedom!
You know you have to gain control of your money. How are you able to relax and enjoy any moment of your life when your money (or the lack thereof) is always in the back of your mind? No matter how long and how hard you fight it, you know that having a working budget and paying attention to your money is what it will take to get your financial situation under control.
No matter how much or how little money you make, your financial success depends on your budget!! I know people making very large incomes who have no money. I also know people making very small incomes who have a surplus!! Your budget holds the key to which category you fall into! 
“Unless you control your money, making more won’t help. You’ll just have bigger payments.” Right alongside that, “You must gain control of your money, or the lack of it will forever control you.” Both of those quotes are by Dave Ramsey, who has shown over 5 million people the way to financial peace with just his Financial Peace University course alone. He has reached countless others through his radio program, The Dave Ramsey Show, so he definitely knows what he’s talking about!
Here’s HOW this budget challenge will motivate you to finally tackle your budget!
I have found that we often deal with our money in isolation. Let’s face it. It’s NOT a popular topic.
Money is not something that comes up in daily conversation or if it does, that conversation doesn’t last long. It’s dismissed quickly.
If you’ve struggled in the past with budgeting, this challenge will get you right where you want to be! One of the things that many budgeting courses lack is the accountability aspect.
This challenge is not only sent to you by daily email, but also hosted on Facebook. There will be multiple opportunities to reach out to and learn from others who are on a similar journey as you!
In fact, go ahead and join the Penny Steward Mama Facebook group now!
How does this budget challenge work?
This FREE budget challenge will walk you through all the steps to create your budget! Some printables will be provided as well!
This means no matter where you are in your budgeting journey — whether a newbie or someone wanting to tweak and adjust and keep up with your budget more regularly— this challenge is for you!
This challenge is hosted once a month. The goal is to finish up the month strong if you’re currently budgeting, and also to be set up and ready to go by the first of the next month! So if you’re just starting out, you WILL be ready to go on the 1st of the month!!
You will be sent daily task emails for the challenge (including the printables I currently have available!) if you sign up for the email option. The challenge will also be hosted on Facebook, but it will be the condensed version and will not include the printables.
You CAN be successful with budgeting! 
In fact, here’s a testimonial from Ada, a participant in the Countdown to February challenge.
“Thank you for setting up this challenge of getting [my budget] ready. I have everything ready for February. I didn’t realize when I budgeted before that every dollar should be accounted for. It feels good to reset and be more aware of what I am throwing away here and there.”
Then later in the month, she says, “I am super happy with our results so far! When I told my husband we couldn’t get a second snow shovel this month because we already hit our limit on “house expense”, he was ok with it! I love using the EveryDollar app. It keeps things neat and easy to see.”
As you already know, a budget will allow you to gain control of your money like never before! This budget challenge will provide the accountability, motivation, and even the deadline (1st of the month!) you need to be successful!
Ready to get started?
Sign up for the budget challenge here if you want to receive the daily challenge emails as well as a reminder of when the challenge will start next! Also, don’t forget to join the Penny Steward Mama Facebook group!
As always, steward your money — and your life — intentionally. I can’t wait to hear your budget success story!
Heather
