Need a little extra push and accountability when it comes to managing your money?
Have you become frustrated with trying to figure out what to do to be in complete control of where your money is going?
Are you overwhelmed with all the information out there and just wish something would help keep you moving forward every day?
What if you had a step-by-step process to follow and the tools needed to make it happen?
Along with that process, you are also part of a supportive community of Christian ladies, led by a female money stewardship coach, to help you get on track as well as keep you going…
In essence, you have a clear process on how to set up and follow through on your spending plan (aka budget)
AND you have a judgment-free zone to be able to discuss money, gain advice, and bounce ideas off of!
If you’ve tried hard to break the paycheck to paycheck cycle, to save money, to pay off the debt, and to save some more, but it’s just not working…
Accountability and support will make a huge difference!
Slowly but surely, little by little, with regular mindset prompts and taking small action steps with your money, you can start to build savings in the bank, pay down debt, and begin to live out your God-given dreams without money being a hindrance!
SIGN UP NOW and get started ASAP!
Here’s what current members have to say about this group coaching program!
***Note the monthly membership fee listed in the above testimonial was the founding members’ price.***
What if you can move on to bigger and better things with your money like giving more and enjoying those precious things in life our loving Father wants you to enjoy?
For you, financial freedom could be traveling to faraway places, taking that vacation you always wanted, or working at a job you love without regard to income!
It could be staying at home with kids instead of working, or it might be buying your dream home!
It could even be something much smaller. In fact, it started much smaller for me.
Once my husband and I became serious about managing money God’s way, everything changed. There really is HOPE for your money when you steward it according to Biblical principles.
It IS possible to transform your financial situation. Little by little, that paycheck to paycheck cycle can turn into savings in the bank, no more debt, and more options for your future than you ever dreamed!
Allow me to introduce myself. Hi! I’m Heather Oynes, a money stewardship coach and founder of PennyStewardMama.com. My husband and I paid off over $39,000 in debt and have been consumer debt-free since 2009.
Thanks to our commitment to becoming and living debt-free, we’ve received many opportunities over the years that we were able to say “yes” to without money being a hindrance.
We are now able to give above our tithe to multiple organizations, we’ve paid cash for 4 vehicles at this point, and in 2019, at age 35, I retired from my corporate job as a pharmacist to have more flexibility in my schedule to coach clients and to be a mom and wife!
I have such a passion to help other women and couples do big things in life and to help them align their money with that life!
Whether you’re just beginning to get serious about your finances or if you’ve been making forward progress for a while, it’s my greatest desire to keep you motivated and encouraged even when things get tough.
And that’s why I love serving the ladies in this monthly small group financial coaching program!
If you are looking for an affordable program that helps you build new habits and work on your mindset when it comes to money, this coaching program is for you!
Let me come alongside you and keep you encouraged and committed to save money, pay off debt, set financial goals, and achieve them!
Do you know you need to build new financial habits, but really aren’t sure where to start?
Even once you do have an actionable plan, it’s hard to stick to it.
I want to give you the tools and the motivation you need to take your finances to the next level, no matter what part of the financial journey you are currently starting at.
JOIN NOW and become part of our community!
It’s hard to do this money stuff alone.
It requires commitment and effort on your part, and when you don’t have anyone holding you accountable, it’s that much harder.
Here’s the thing: You can certainly be successful all by yourself, but it will most likely take longer and be a lot harder, not to mention, a lot lonelier.
I want to be your money stewardship coach as well as your cheerleader.
AND there are some other amazing ladies that will be in this with you, learning with you, supporting you, and making MAJOR forward progress with their finances!
So, think about it. What could become possible when you get serious about transforming your financial situation and use coaching plus accountability to keep you going?
- Saving like the ants in Proverbs? Check
- Paying off debt so you’re no longer a slave to creditors? Check
- Giving generously above and beyond your tithe? Check
- “Having enough” to do those things God has wired you to enjoy the most? Check
- Preventing arguments with your spouse about money? BIG Check!
But Jesus looked at them and said to them, “With men this is impossible, but with God all things are possible.” — Matthew 19:26
Are you ready to begin transforming the impossible to the possible? What does true financial freedom look like for you?
For me, financial freedom gave me the confidence to quit a six-figure job that provided many benefits and stable income, but that I wasn’t fulfilled in. Now I’m able to pursue my God-given dreams and passions despite receiving a much lower income.
For you, it may be a peaceful night’s sleep or managing your day-to-day household financial transactions with little to no stress!
It could be a much stronger marriage as financial problems and arguments are no longer an issue! (Yes, I have worked through this with ladies in this accountability group! We talk about healthy ways to get you and your husband working together!)
𝘞𝘦𝘢𝘭𝘵𝘩 𝘨𝘢𝘪𝘯𝘦𝘥 𝘩𝘢𝘴𝘵𝘪𝘭𝘺 𝘸𝘪𝘭𝘭 𝘥𝘸𝘪𝘯𝘥𝘭𝘦, 𝘣𝘶𝘵 𝘸𝘩𝘰𝘦𝘷𝘦𝘳 𝘨𝘢𝘵𝘩𝘦𝘳𝘴 𝘭𝘪𝘵𝘵𝘭𝘦 𝘣𝘺 𝘭𝘪𝘵𝘵𝘭𝘦 𝘸𝘪𝘭𝘭 𝘪𝘯𝘤𝘳𝘦𝘢𝘴𝘦 𝘪𝘵. — Proverbs 13:11
My husband and I started small, and when we followed a solid plan based on God’s Word, the big things that seemed impossible at one point became possible over time!
Ready for inside access to that financial transformation process?
Membership for the Money Savvy Sisters VIP Group Coaching is OPEN!!
What could you do with more focus and commitment to your finances? When you refuse to give up because you have the support and encouragement of others doing it with you?
How much debt could you pay off? How much money could you save?
If you’re ready to commit to take action and see results with your money, this group coaching program is for you!
SIGN UP NOW and get started ASAP!
This monthly membership group coaching is just the program you need to absolutely begin transforming your financial situation! And to stick with it!
I know you may have tried in the past, but without the support you need, it’s easy to lose motivation and get derailed.
Along with a small group of ladies, we will talk about and encourage each other with stewarding our finances well!
You’ll begin building your money mindset as well as habits that will set you up for a lifetime of financial success!
If you’ve ever doubted your ability to manage money well, this group is just what you need to push past that fear and doubt, change your mindset, and begin truly going after your financial dreams!
Here is what you get EACH MONTH you’re enrolled in the small group financial coaching program:
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- Access to a private community OFF of social media. This is where all the action happens!!
- Continued encouragement, motivation, and tips for your own financial freedom journey!
- Regular check-ins and accountability (THIS one thing will work wonders!!)
- Personalized, individual access to me, your money stewardship coach within the private community!
- Step-by-step modules to walk you through your financial stewardship journey
- Focused guidance to help you stick to your current financial goal and continue making progress!
- Regular, topical LIVE Zoom meetings with your coach and the group addressing current challenges you’re facing and providing guidance or motivation (replays available in the private community in case you want to review or are unavailable to attend live)
- Access to other fully focused women striving to meet their financial stewardship goals. We’re in this together, and we know we can go MUCH FURTHER with other like-minded women!
SIGN UP HERE AND GET STARTED ASAP!
Money Savvy Sisters VIP Group Coaching IS for you if:
· You want to achieve your financial goals faster and more efficiently
· You have a hard time staying motivated over time when it comes to achieving your financial goals
· You’re having a hard time getting on the same page with your spouse, and you want to learn healthy Biblical ways of handling that while still doing your part to honor the Lord with the finances
· You desire accountability when it comes to your finances, knowing it will help you stay focused on your goal
· You don’t have anyone in your life you feel comfortable with or can be transparent with when it comes to meeting your financial goals
· You want to stay more mindful of your money so you can consistently see forward progress
· You would love to be part of a small group of like-minded ladies ready to encourage and support you when things get tough!
· You want access to a financial coach, but at a much more affordable price than traditional one-on-one coaching sessions! (Just $39 per month!!)
This program is NOT for you if:
· You know what you’re working toward, you have your plan in place, and you have no doubts you will follow through on your plan.
· You are already moving toward your goal, your finances are a well-oiled machine, and you stay focused pretty easily.
· You’re confident in your savings plan, your giving, and your debt payoff plan, and you know the way you manage money is honoring the Lord.
· Accountability, in general, does NOT motivate you or help you make forward progress.
· You can humbly say you are doing everything you can to steward your money well.
Email me at pennystewardmama@gmail.com with any questions or issues!!
Talk soon!
Heather 🙂
P.S. Group coaching not your thing? No problem!
If you’d rather uplevel to 1:1 coaching and figure out this money thing once and for all in the 1:1 Debt Freedom Accelerator or Steadfast Stewardship programs, let’s chat and get you on the road to success ASAP! Email me at pennystewardmama@gmail.com to set up your free Coaching Assessment call!